Buy - Sell Agreement
Your Team of Business Advisors
Home Page
As part of a succession strategy, buy-sell agreements are the solution. Buy-Sellagreements address the death of an owner, the sale of the company, or the sale of interest by one or more owners.
A properly structured buy-sell agreement, funded by cash value life insurance and owned by the by the buyer, can protect against death and disability. Buy-Sell agreements provide many benefits to business owners such as:
Guaranteed financing
Cash Value to be used for a buy out due to retirement or disability
Tax free death proceeds
An agreed upon busness value
In the majority of buy sell agreements life insurance is used not at death but in a life time transfer. Buy Sell agreements typically allow for a definite time period. Depending on how the agreement is written the proceeds are to be used as a stock redemption or cross purchase agreement.
A properly structured buy-sell agreement, funded by cash value life insurance and owned by the by the buyer, can protect against death and disability. Buy-Sell agreements provide many benefits to business owners such as:
Guaranteed financing
Cash Value to be used for a buy out due to retirement or disability
Tax free death proceeds
An agreed upon busness value
In the majority of buy sell agreements life insurance is used not at death but in a life time transfer. Buy Sell agreements typically allow for a definite time period. Depending on how the agreement is written the proceeds are to be used as a stock redemption or cross purchase agreement.
Welcome Business Owners, Entreprenuers and Investors:
Need an new commercial loan package or an SBA? Searching for creative financing for growth of your business? Expanding your building or moving in to a new location?
A commercial loan has never been easier whether it is for Industrial, Shopping Center, Professional Office, Automotive, or SBA Financing. Hard to verify income and assets, No Problem! We have commercial Stated Income and Stated Asset Loans. No Tax return verification.
We have Lenders that can do higher loan to value ratios and longer terms than your local bank. Programs as high as 90% LTV and 30 year amortization! Not everyone has perfect credit and our lenders understand, programs for B & C credit borrowers. Our Lenders say YES, when your bank says NO. Many of our clients are referrals from Attorneys, Accountants and local Bankers that have issued a decline letter to their borrower.
How Much is my business worth? Would you like to position your business for a future sale at Fair Market Value?
Few Business Owners recognize the wealth they may have created in their business. As Mid Market Business Advisors our firm can help you quantify the worth of your business to determine it's fair market value.
Starting to think about selling your Business? Are you ready to prepare an exit strategy plan? Would you like to have an investor or buyer for your business?
Creating personal wealth is one of the main reasons you started your business. You have spent your whole life's work building your business, providing income and wealth for you and your family. Overtime, you have built a successful company that now could be worth millions of dollars. Now it's time to plan an exit strategy from a position of strenght to receive the highest and best deal the market has to offer.
You have invested years in building your business, now it's time to convert that sweat equity into wealth. Whether you want to sell your business today, or in five years, we specialize in helping you do it the right way. As your mid market business advisors succession exit planning maximizes the value of your company today by planning for tomorrow.
Chicago Business Consultants Group Inc. is "Your Team of Business Advisors", as Mid Market Business Advisors we are always ready to help you meet your personal and business objectives. Find out how to put our team of professionals to work for you.
Contact us by completing an engagement inquiry form, for a quick response email our lead advsior Ron@MidMarketBusinessAdvisors.com
Ronald J Filian
847-839-8810 Phone
866-344-4339 Fax
It's never too early to start planning. Finalize a succession plan and put it into place before it is needed.
Need an new commercial loan package or an SBA? Searching for creative financing for growth of your business? Expanding your building or moving in to a new location?
A commercial loan has never been easier whether it is for Industrial, Shopping Center, Professional Office, Automotive, or SBA Financing. Hard to verify income and assets, No Problem! We have commercial Stated Income and Stated Asset Loans. No Tax return verification.
We have Lenders that can do higher loan to value ratios and longer terms than your local bank. Programs as high as 90% LTV and 30 year amortization! Not everyone has perfect credit and our lenders understand, programs for B & C credit borrowers. Our Lenders say YES, when your bank says NO. Many of our clients are referrals from Attorneys, Accountants and local Bankers that have issued a decline letter to their borrower.
How Much is my business worth? Would you like to position your business for a future sale at Fair Market Value?
Few Business Owners recognize the wealth they may have created in their business. As Mid Market Business Advisors our firm can help you quantify the worth of your business to determine it's fair market value.
Starting to think about selling your Business? Are you ready to prepare an exit strategy plan? Would you like to have an investor or buyer for your business?
Creating personal wealth is one of the main reasons you started your business. You have spent your whole life's work building your business, providing income and wealth for you and your family. Overtime, you have built a successful company that now could be worth millions of dollars. Now it's time to plan an exit strategy from a position of strenght to receive the highest and best deal the market has to offer.
You have invested years in building your business, now it's time to convert that sweat equity into wealth. Whether you want to sell your business today, or in five years, we specialize in helping you do it the right way. As your mid market business advisors succession exit planning maximizes the value of your company today by planning for tomorrow.
Chicago Business Consultants Group Inc. is "Your Team of Business Advisors", as Mid Market Business Advisors we are always ready to help you meet your personal and business objectives. Find out how to put our team of professionals to work for you.
Contact us by completing an engagement inquiry form, for a quick response email our lead advsior Ron@MidMarketBusinessAdvisors.com
Ronald J Filian
847-839-8810 Phone
866-344-4339 Fax
It's never too early to start planning. Finalize a succession plan and put it into place before it is needed.
Boomer Impact
Retirement security
- 25% - Percentage of boomers with no savings accounts or investments.
- 40% - Percentage of boomers who have no life insurance.
- 13 million - Number of boomers who are working a second career after retirement.
Source: AARP
